Credit Law USA does pledge to improve the credit report, no matter how negative the credit report is.

You can re-establish your credit. Bankruptcy is not the final chapter on credit. There is a new credit trend for people who have filed bankruptcy. Creditors are granting credit to those who have again proven to be a good credit risk.

Because the credit reporting agencies are inundated with reporting on 1.5 billon from customers, the turnaround rate from the agencies is slow. Credit Law USA suggests that the process takes between 90 and 120 days

Having no credit is just as bad as having negative credit. You need to have good and established credit in order to receive additional lines of credit.

To establish several line of credit could take as little as six months. To obtain a good credit payment rating could take an additional six months.